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- The resort chain IHG has two bank cards which are providing elevated sign-up bonuses for a restricted time.
- The IHG® Rewards Membership Premier Credit score Card— with an annual price of $89 (waived the primary yr) — is providing 140,000 bonus factors after spending $three,000 on purchases inside the first three months of account opening.
- The no-annual-fee IHG® Rewards Membership Traveler Credit score Card is providing new cardholders 100,000 factors after they spend $2,000 within the first three months.
- IHG award nights begin as little as 10,000 factors, so you can get as many as 10 or 14 nights, relying on which card you select.
- See Enterprise Insider’s checklist of the most effective resort bank cards »
Thrilling bank card presents had been few and much between for the final a number of months — particularly for journey rewards playing cards like resort playing cards. However issues are beginning to decide up once more; Chase simply launched its highest-ever welcome bonus on the Marriott Bonvoy Boundless™ Credit score Card, and it is also upped the sign-up presents on two of its IHG bank cards.
For a restricted time, new cardholders can earn 140,000 bonus factors after spending $three,000 on purchases inside the first three months of account opening with the IHG® Rewards Membership Premier Credit score Card. That card has an annual price of $89 (waived the primary yr), however there’s additionally the no-annual-fee IHG® Rewards Membership Traveler Credit score Card, which is providing 100,000 IHG factors after new cardholders spend $2,000 within the first three months from account opening.
These are limited-time presents, so they will not be obtainable without end.
Annual Payment
$89 (waived the primary yr)
Common APR
15.99% – 22.99% Variable
Credit score Rating
Good to Wonderful
Featured Reward
140,000 bonus factors after spending $three,000 on purchases inside the first three months of account opening
- Earn 140,000 bonus factors after spending $three,000 on purchases inside the first three months of account opening
- Get pleasure from a Reward Evening after every account anniversary yr at eligible IHG inns worldwide. Plus, get pleasure from a reward night time if you redeem factors for any keep of four or extra nights
- Earn as much as 25 factors whole per $1 spent if you keep at an IHG resort
- Earn 2 factors per $1 spent on purchases at gasoline stations, grocery shops, and eating places. Earn 1 level per $1 spent on all different purchases
- Platinum Elite standing so long as you stay a Premier card member
- World Entry or TSA Pre✓® Payment Credit score of as much as $100 each four years as reimbursement for the applying price charged to your card
- IHG Rewards Membership Bonus factors are redeemable at inns corresponding to InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Inns, Indigo® Inns & Vacation Inn®
Execs
- Anniversary reward night time will be value greater than the annual price
Cons
- Might provide higher rewards on non-IHG purchases
We’re targeted right here on the rewards and perks that include every card. These playing cards will not be value it should you’re paying curiosity or late charges. When utilizing a bank card, it is essential to pay your steadiness in full every month, make funds on time, and solely spend what you possibly can afford to pay.
You’ll be able to e book IHG inns for 10,000 factors per night time and up, relying on the actual resort. Stays at higher-end IHG manufacturers like InterContinental and Kimpton will usually set you again 40,000 factors per night time — which might imply you can e book three nights at a property just like the Kimpton Muse Lodge in New York Metropolis from the sign-up bonus on the IHG® Rewards Membership Premier Credit score Card alone.
Whereas many individuals aren’t able to journey but, highway journeys and different closer-to-home getaways have turn out to be common choices throughout the ongoing quarantine.
IHG has greater than 5,000 inns world wide — you possibly can seek for choices within the US by visiting the chain’s web site.
Common APR
17.49% – 24.49% variable
Credit score Rating
Good to Wonderful
- 5X factors per $1 spent as an IHG® Rewards Membership Traveler Credit score Cardmember
- 2X factors per $1 on purchases at gasoline stations, grocery shops and eating places
- 1X level for each $1 spent on all different purchases
- Fourth Reward Evening Free if you redeem factors for any keep of four or extra nights
- No international transaction charges
- Gold Elite Standing if you spend $10,000 on purchases together with your Card every calendar yr
Execs
- No annual price
- Nice factors incomes for IHG stays
- No international transaction charges
Cons
- Not a lot in the way in which of perks past incomes factors
- Actually solely a superb choice for incomes factors on IHG stays
These playing cards are value contemplating past the excessive bonuses
The elevated welcome bonuses on the IHG Rewards Traveler and IHG® Rewards Membership Premier Credit score Card are good incentives to offer these playing cards an extra-close look now, however they could possibly be value a everlasting place in your pockets should you often keep at IHG-brand properties.
Past the upscale InterContinental, Kimpton, and Six Senses resort collections, IHG contains Vacation Inn, Lodge Indigo, Crowne Plaza, and Staybridge Suites, amongst different manufacturers — so there’s an enormous number of choices to contemplate relying in your location, price range, and size of keep.
The IHG Rewards Membership Premier presents cardholders a free reward night time every year after their account anniversary, plus complimentary IHG Platinum Elite standing. Because of this standing, you earn an additional 5x factors per greenback on paid IHG stays. Couple that with 10x factors for being an IHG Rewards Membership member and 10x factors for paying with the IHG Rewards Membership Premier, and also you’re 25 factors whole per $1 spent if you keep at an IHG resort!
The IHG® Rewards Membership Traveler Credit score Card does not provide a free annivesary reward night time, however it could actually nonetheless earn you numerous factors on IHG stays. You will get 15x factors as cardholder — 5x by means of the cardboard’s bonus for IHG purchases, and 10x for being an IHG Rewards Membership member.
Examine your eligibility first
Chase has a rule known as 5/24, which prevents you from opening most Chase playing cards should you’ve added 5 or extra new bank card accounts (throughout all banks) within the final 24 months. Each the IHG® Rewards Membership Premier Credit score Card and the IHG® Rewards Membership Traveler Credit score Card are topic to this rule, so you will need to be sure you’re truly eligible earlier than you apply for both of those playing cards.
When you aren’t eligible to open a brand new Chase card, you can nonetheless be in luck if you wish to e book an IHG resort keep on factors. That is as a result of Chase Final Rewards factors switch to the IHG Rewards Membership program at a 1:1 ratio, so when you have the Chase Sapphire Most well-liked® Card, Chase Sapphire Reserve®, or Ink Enterprise Most well-liked® Credit score Card, your factors will help you save on a keep.
We do not know when these limited-time sign-up bonuses will finish, so do not wait to use should you may use some further IHG factors for an upcoming resort award keep.
Disclosure: This publish is delivered to you by the Private Finance Insider staff. We often spotlight monetary services that may allow you to make smarter selections together with your cash. We don’t give funding recommendation or encourage you to undertake a sure funding technique. When you take motion primarily based on one in all our suggestions, we get a small share of the income from our commerce companions. This doesn’t affect whether or not we function a monetary services or products. We function independently from our promoting gross sales staff.
Enterprise Insider could obtain a fee from The Factors Man Affiliate Community, however our reporting and proposals are all the time impartial and goal.
Please observe: Whereas the presents talked about above are correct on the time of publication, they’re topic to alter at any time and will have modified, or could not be obtainable.
Disclosure: This publish is delivered to you by the Private Finance Insider staff. We often spotlight monetary services that may allow you to make smarter selections together with your cash. We don’t give funding recommendation or encourage you to undertake a sure funding technique. What you determine to do together with your cash is as much as you. When you take motion primarily based on one in all our suggestions, we get a small share of the income from our commerce companions. This doesn’t affect whether or not we function a monetary services or products. We function independently from our promoting gross sales staff.
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