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The U.S. Financial institution Platinum Visa might have a protracted zero% Intro APR on purchases for 20 billing cycles going for it, but it surely’s not the one sport on the town.
U.S. Financial institution Platinum Visa vs. Citi® Double Money Card
For those who’re searching for a card that can serve you effectively past a promotional steadiness switch interval, take into account the no-annual-fee Citi® Double Money Card. It presents beneficiant rewards of two% money again on each buy—1% if you make a purchase order and one other 1% if you pay your invoice.
It additionally presents an introductory 18-month zero% APR on steadiness transfers — adopted by a 13.99% – 23.99% (Variable) APR — with a switch charge of three% ($5 min). Though it doesn’t include a zero% provide on purchases just like the U.S. Financial institution Platinum Visa, the rewards make this card one you’ll use lengthy after any zero% APR provide expires.
U.S. Financial institution Platinum Visa vs. Citi® Diamond Most well-liked® Card
You may also look to the Citi Diamond Most well-liked as an choice.
This card presents an introductory zero% APR for 18 months on steadiness transfers and 18 months on purchases (14.74% – 24.74% variable thereafter). You’ll pay a steadiness switch charge of three% of every switch ($5 minimal). Just like the U.S. Financial institution Platinum Visa, the zero% APR interval is the primary occasion on the Citi Diamond Most well-liked.
U.S. Financial institution Platinum Visa vs. Wells Fargo Platinum Visa® Card*
The Wells Fargo Platinum Visa comes with an introductory 18 month zero% APR provide on each purchases and steadiness transfers . The introductory steadiness switch charge is three% for transfers made inside the first 120 days of opening an account, then 5%. An added money-saving perk: While you pay your month-to-month cellular phone invoice with this card, you’ll be able to obtain as much as $600 of safety (topic to $25 deductible) in opposition to lined injury or theft.
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